Holly O'Neill knows that every charm bracelet tells a story. Many years ago she was sent one with just a single charm attached. The charms have been appearing ever since, often at challenging times, as if her mysterious benefactor knows exactly when she needs a little magic in her life. As a result, Holly's bracelet is her most prized possession. So when she finds someone else's charm bracelet, she feels she has to try to reunite it with its owner. Even if the only way she can is to use each charm to help discover more about them. In a search that will take her all over New York City at Christmas, Holly becomes ever more determined to piece together the details of this other charmed life. But what she doesn't know is that her quest may also lead her somewhere she never, ever expected...